Money Back Guarantee : Ensures that you would find the course useful or we refund 50 % of your total course fee.* Conditions apply Payment towards enrollment : Full payment of the enrollment fee is due at the time of registration. Payment can be done through Credit Card: Currently we accept credit card payments made through Google Checkout. Or Bank Transfer: Bank Name: Bank of America, Frederick, MD, USA Type of Account: Current Account Name: VMedu Inc Account Number: 4460 0519 5480 Routing Number: 052001633 (paper & electronic) / 026009593 (wires) Cancellation Policy of course (if course is cancelled by RMstudy.com): We may cancel any particular class because of insufficient enrollment, instructor illness or force-majeure events (like floods, earthquakes, political instability, etc.). There are two options available if RMstudy cancels a class: Reschedule to a future class in the same location :Students can opt to reschedule to a future class in the same location. The amount paid for the RMstudy class will be applied towards the future class. Ask for full refund: Students will have the option to ask us for a full refund of their payment in case of course cancellation done by RMstudy.com. Cancellation Policy of course (if student can not come to a course conducted by RMstudy.com) : Cancellation more than 12 days before the course commencement date : Cancellation fee of $ 200 will be charged. (this is the minimum cancellation fee charged if any paid student cancels) Cancellation 5 days - 12 days before the course commencement date : Cancellation fee of $ 400 will be charged. Cancellation within 5 days of the course commencement date :No money is refundable. Please note that we charge a cancellation fee to compensate us for fixed expenses including hotel bookings, instructor fees, etc. All refunds will be processed and payments made to students within 30 days of receipt for a course cancellation request Course Rescheduling : A student may opt to reschedule a course after initial enrollment. Then, a rescheduling fee is charged (provided there is availability in the future course)as mentioned below: Rescheduling more than 12 days before the course commencement date : Additional rescheduling fee of $ 50 will be charged. (this is the minimum rescheduling fee charged if any student reschedules) Rescheduling 5 days - 12 days before the course commencement date : Additional rescheduling fee of $ 100 will be charged. Rescheduling within 5 days of the course commencement date : Additional rescheduling fee of $ 200 will be charged. Please note that the additional rescheduling charges should be paid to VMedu Inc within 7 days of receipt for a course rescheduling request. Proprietory use of RMstudy.com study material : We will provide you study guides and other material, which are proprietary property of RMstudy.com. Therefore, no part of any course materials may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, or translated into any language, without our prior written consent. Non-Solicitation Policy : If you enroll in a RMstudy.com course, you may be featured in photos or videos of the RMstudy classes showing how we teach. However, RMstudy.com will not distribute your personal information to any third party marketing database or disclose the personal details to anyone EXCEPT on a case to case basis after proper verification of the person requesting for the information or in case of legal requirements. Your personal information could be used by us to inform you regarding other courses being provided by RMstudy.com and its affiliates. Information about your enrollment may be provided to co-workers in your company who may ask for reference about our course.